Project Details
- Category:FinTech
- Client:Starbase Media
- Location:Kisumu, KE
- Duration:2 Months
- Website:www.loans.starbasemedia.co.ke
Loan Management App
Project Overview
The loan management platform at loans.starbasemedia.co.ke is built to facilitate secure, automated, and optimized financial lending operations, catering to B2C, B2B, and C2B models. This system integrates digital agreement signing, advanced encryption, and automated workflows to enhance security, efficiency, and compliance in financial transactions.
By combining document management (DMS), reporting capabilities, and role-based system configurations, the platform ensures streamlined loan processing, secured data handling, and automated regulatory compliance, making it an ideal solution for lending institutions, financial service providers, and businesses managing credit systems.
Core Features & Functionalities
Integrated Digital Agreement Signing: Secure digital contracts for borrowers & lenders.
Multi-Level Payment Integration: B2C, B2B, and C2B transactions powered by M-Pesa, PayPal, and other payment gateways.
Automated Loan Reminders & Fining: Intelligent notifications for payments, deadlines, and penalties.
Advanced Encryption: Protects user data, agreements, logs, and financial records with industry-standard security.
Role-Based Access Control: Defines permissions for admins, loan officers, clients, and financial teams.
Loan Configuration & System Customization: Adjustable interest rates, repayment terms, and financial policies.
Document Management System (DMS): Efficient handling of loan agreements, signed contracts, and user files.
Comprehensive Reporting Management: Advanced analytics for loan performance tracking, risk assessment, and financial insights.
Enhanced Authentication & Security: Multi-factor authentication (MFA), audit logs, and secure session management.
Technology Stack
🔹 Backend: Django REST API
🔹 Frontend: Next.js
🔹 Database: PostgreSQL
🔹 Hosting: Azure Cloud
🔹 Payment Integrations: M-Pesa, PayPal
🔹 Security Measures: Advanced encryption, role management, compliance protocols
🔹 Development Tools: Git, VSCode
Development Process & Applied Knowledge
✔ Requirements Elicitation: Understanding key business needs for financial operations.
✔ Software Architecture & Design: Secure, scalable API-based system development.
✔ Loan Workflow Optimization: Automating approvals, reminders, and repayments.
✔ System Deployment & Hosting: Cloud-based infrastructure with security monitoring.
✔ Ongoing Maintenance & Feature Enhancements: Regular updates to improve efficiency and security.
